Monthly Expenditure Report – September 2012

Expenditures for the month of September 2012

  • Dental Insurance:                                $36.92
  • Health Insurance:                                $67.32
  • Gifts and Charitable Donations:     $460.00
  • Groceries:                                           $249.47
  • Eating Out:                                            $73.95
  • Postage:                                                 $13.00
  • Phone:                                                 $372.00
  • Transportation:                                   $71.00
  • Clothes/Shoes:                                    $28.00
  • Health & Beauty:                                 $46.97
  • Entertainment:                                    $48.99
  • Tips:                                                      $14.05
  • Total                                                  $1481.67

As promised here is my very first monthly expenditure report. Knowing that this was going to be published helped me to be cognizant of my spending. However as you may have noticed I exceeded my goal of $1200 by $281.67. Most of this phone bill was roaming charges from when I was in Canada last month. However, I made changes to the phone plan and my next bill will most definitely not be this high. That $28.00 clothes purchase was for two pairs of shorts and some flip flops. I won’t be making any clothes or shoes purchases for the remainder of the year.

The categories may vary each month. I will have fewer categories some months and more categories in other months. I welcome your questions and comments.


The Next 30 days – The First 30

“The next 30 days are going to pass whether you like it or not, so why not think about something you have always wanted to try and give it a shot for the next 30 days?” (Matt Cutts)

I watched this short video and I’ve been inspired to try this. For the first 30 days I’ve decided to do 100 push-ups a day (no I won’t be doing them all at once). Don’t laugh, I know to some of you that doesn’t sound like much but I haven’t done a push-up since 1 Feb 2012.

I’m on my third day now. I started on 23 Sept 2012. I’ve received a lot of encouragement from family and friends and I’m excited to be doing this.

Water is a Luxury Item

A lot of the water used in St. Thomas USVI comes from desalination except the rain water captured in cisterns.

Most folks in many parts of the world especially mainland USA don’t really think about where their water come from. You open the tap and water comes out. The end. In some parts of the world it isn’t that simple. Water consumption is closely guarded because the water supply is low and if available is expensive to acquire. The water level in cisterns is measured every few days and rain is a blessing because if it rains the cistern gets water. It’s always good to have a full cistern.

Today it rained. The rain everyone on island has been praying, hoping, and wishing for. Everyone has been talking about how dry it’s been and how much they hope it would rain. It rained but the shower only lasted about 25 minutes. Not enough to be of much use but it rained and everyone was glad.

Usually in my everyday life I try to conserve water but I know I am not always as good at it as I should be. However since my arrival on St. Thomas I’ve been very careful to not waste water. I always remember to shut off the tap while brushing my teeth. I do not run the water while washing dishes. When taking a shower I have been good at getting myself wet, shutting off the water, washing myself and then turning the water back on to rinse off.

…and I’m Off to Explore, Dream, and Discover.

I’m all packed and ready to go. My flight leaves Atlanta at 0944 tomorrow morning. I should be landing in St. Thomas USVI at 1335 or there about. I’ve decided to take a regular sized suitcase in addition to my carryon this time since I’m going for such a long time and I get one free checked bag with Delta. Hopefully I’ve taken everything I need. If I’m missing something I’ll just try to do without it or if it is absolutely necessary I can always purchase it.

I’m excited about this journey. This is the first time since I was fifteen years old that I’m going on an extended trip (more than 30 days)  which isn’t work related. Now that I have the opportunity I’m taking it. I’m taking Mark Twain’s quote to heart. “Twenty years from now you will be more disappointed by the things you didn’t do than by the ones you did do. So throw off the bowlines, sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.” 

Today is the First Day of the Rest of My Life



Today 1 September 2012, I am starting my experiment of trying to live on $1200 USD a month. Some of you have already given me positive feedback and encouragement and I thank you for that. I will track every penny I spend and report the total expenditure at the end of the month. I think making my intention public will motivate me to stick to it.

I’m not sure whether I should include the airline ticket for my flight on 7 September in this month’s expenditures since the ticket was purchased last month. What do you think?